3820 Coconut DR, ST. JAMES CITY, FL 33956 (MLS # 225060784)

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PRICE $399,900 BEDS 2 BATHS 2 HOME SIZE 1,210 sqft LOT SIZE 3,267 sqft Request More Info Schedule a Showing

Discover the charm and ease of island living in this beautifully renovated 2-bedroom, 2-bath home located in the highly desirable waterfront community of St. James City on Pine Island. Built in 1965, this conventionally built home is built on a slab foundation (not a mobile home), offering long-term durability and peace of mind. With 1,210 square feet of tastefully updated living space and direct Gulf access, this property is a rare blend of Old Florida charm and modern convenience. Step inside to a light and airy open-concept layout that has been fully renovated from top to bottom. Enjoy a brand-new kitchen featuring modern cabinetry, new countertops, and stainless steel appliances"”perfect for cooking up the day's fresh catch. Both bathrooms have been completely remodeled with stylish finishes and updated fixtures. New flooring flows throughout the home, adding a clean and cohesive touch to the living space. Outside, the spacious screened lanai stretches across the back of the home, offering serene views of the wide canal and creating the perfect space for outdoor dining, morning coffee, or evening cocktails. A private dock with a boat lift (8,000 lbs) and a separate lift (4,000 lbs) for a jet ski makes this home a boater's dream"”just minutes to open water with no bridges, making your trips to Sanibel, Cayo Costa, or the Gulf quick and effortless. Additional upgrades include new paint, updated windows, and a newer roof"”truly a turnkey property with no work needed. What truly sets this offering apart is the opportunity to purchase the neighboring lot at 3828 Coconut Dr. This adjacent property can be used to add RV or boat parking, a garage, or even a custom pool and outdoor entertainment area. With both parcels, you'll have flexibility that's hard to find on the island"”whether you're looking for more privacy, space for toys, or future expansion. St. James City is a peaceful, golf cart-friendly village at the southern tip of Pine Island, offering a laid-back lifestyle surrounded by nature, water, and some of the best fishing in Southwest Florida. Local favorites like the Waterfront Restaurant, Low Key Tiki, and the many artist studios and seafood markets give the area its unique island vibe. Whether you're seeking a full-time Florida residence, a winter getaway, or a vacation rental investment (management services available), this property checks all the boxes. Don't miss this rare opportunity to own a move-in-ready waterfront home with direct Gulf access in one of Southwest Florida's last true island communities.